How Can You Transform Your Legacy and Empower Others to Succeed?

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime converses with Andre Pennington, a top 1% estate attorney and Forbes Financial Council member. Andre shares his journey, emphasizing financial education, personal growth, and legacy. He discusses rebranding his business to Universal Wealth, which offers diverse financial services. Andre reflects on wealth's true nature, stressing that money amplifies character rather than solving problems or buying happiness. He advocates for goal-setting, discipline, and servant leadership, encouraging listeners to align their actions with a greater purpose and inspire others to achieve their potential.

• Financial education and its importance in personal growth
• The concept of legacy and its impact on future generations
• Leadership principles and their application in personal and professional life
• The journey of rebranding a financial services company
• Empowering others to live life on their own terms
• Setting ambitious goals and the discipline required to achieve them
• The role of accountability and community in personal development
• Insights on the relationship between money and happiness
• The significance of self-reflection and gratitude in personal success
• Encouragement to take actionable steps toward financial freedom and personal transformation

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Transcript

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Welcome to the Nickels and Dimes Finding Financial Freedom podcast. I'm your host, Natalie Kime, and I look forward to each and every week to bringing you amazing content that will provide you with a financial education, will support you on your financial journey, and most importantly, help you to find financial freedom. I hope you enjoy today's episode. Welcome back to another episode of the Nickels and Dimes podcast. I'm your host, Natalie Kime. And today we are bringing you a powerhouse of a guest who's got the brains, business savvy, and the charisma to match. Andre Pennington is back in the building, y'all. Andre is in the top 1% of estate estate attorneys nationwide who helps people secure their legacies and protect what matters most. But that's not all. He's a member of the Forbes Financial Council, a thriving business businessman with a knack for turning big ideas into even bigger wins. However, what I can promise you, the proudest titles that Andre Pennington holds are Husband and Father. He has a beautiful wife and six amazing kids. Whether he's crafting airtight estate plans, building wealth like it's second nature, or leading his family, Andre's mission is clear to empower others to live life on their terms. So y'all buckle up, because today we're talking about legacy leadership and leveling up your game. So Andre, welcome back to the show. Let's dive in, brother. Thanks for having me on. I gotta say, that is the best intro I've ever heard of myself. That was awesome. Thank you, thank you. I want to have a little more fun with it. You know, we we republished our first podcast together. The first time you are on my show from a few months ago. It reran a couple weeks ago, and I really wanted to sit down again to talk about. Beyond the traditional conversation around estate plans. You have really broadened in a lot of areas the messaging you're getting out there and the tools within estate planning and financial services you're using. But it's also just that messaging and mentality. You're getting out to people that drives them in the direction they need to do, or they need to go to do those right things for their families. And I really want that to be our focus today. But I am going to start by saying, like, you have had a lot going on since we last met. First of all, rebranding the financial services business into your company, Universal Wealth, with your business partner, Jason Beauvais. We have multiple divisions within that company estate planning, the athletic division, which you and I have partnered on PNC insurance support for veterans. I mean, there's so many more that are already in place developing. But I, I mean, I can't even think of all the things that we will have, but I know that universal wealth will become the one stop place to get everything from A to Z that you could ever want or need from a financial perspective. But on top of that, here are some other things you've been doing. You moved your family to a beautiful new home on the mountains just outside of Phoenix, and you and your business partner Jason launched a podcast, which, by the way, I just listened to the most recent episode yesterday. I have a couple to catch up on, but congratulations! That podcast is. I can promise you that podcast is making a difference. I don't know if you guys are getting that feedback, but it hits me every time I listen to it. And so I know anybody else who is blessed enough to listen to it. It's opening eyes and it's changing lives. And that's really why I wanted to focus on the messaging. But first of all, Andre, do you ever sleep? Late. There's no time in life to sleep. I got things to do. Just enough, right? Just enough. Exactly. Well, I want to ask you to start. Like, why is why is that focus of yours? To empower others to live life on their terms, to be their best, their best selves. Like, why is that so important to you? Why is that something you're adding on top of everything else that's already on your plate? Yeah. So for me, that's easy to talk about because I found my purpose in life early on. Right. And I have this idea that most people don't put enough time figuring out the major, major thing that they're supposed to be figuring out, which is why was I put on this planet, right? And it's easy for me to do those things because I've always done that. What I mean is, when I was a child, I knew, like, I knew my purpose was to change my family name forever, that my kids shouldn't experience any any of the things that I'm experiencing right now. And and that's been the focal point. So the reason it comes out that way is because I did it for myself. I coached myself out of those circumstances to a new reality. Right. And because I knew because I know that I did it for myself. And I know how important it was for everyone surrounding me. Now it's kind of elevated to I thought it was about my family, but it's about the world. My purpose. I'm a driver. I'm a needle mover, and I push things ahead. Right. So I understand that deep inside. So all of these things, like we've done the universal wealth management. We've done universal tax advisers. You talked about the Unlock Your Mind universal Wealth podcast. My law firm Inc 5000. Right. These things are happening in a matter of months. Right. And it's because I am what I talk about, I am exactly the human being that I tell other people that they can be right. We have no limitations. When I take an action, there's a consequence of that action and it's immediate, right. And then that puts you in another spot and then it's your choice to take the action or not again. Right, right. But once you start building right now, I'm at the top of my game. I'm about to turn 45 years old. I have 20 solid years professional experience under my belt. That includes, Uh service in the United States Air Force for 18 years. Right. And when you combine that up, like now, now I feel like I'm just starting. Right. I just have I now have all the knowledge that I can make an impact on this world. But first, it has to start with where I'm at in my my team, my local community. Right. And then I embody it. Right. So I am ever elevated for ever elevating, for ever changing. It's my mission that if somebody talks to me in 100 days, they have to say the things that you just said. Right. Because that's what it takes to make change in the world. Yeah. And when I say there's no limitations, when we talk about our universal wealth company, we're thinking if we can get 0.5% of the market share. We're $1 trillion company. Point 5% were $1 trillion company. Well, then that's what we're going to become. Right. Failure is $1 billion company when you're in $1 trillion market. Right. And that's where I keep my mind. Right? Yeah. This reality where I'm standing, I never forget what it is. Right. If I've started. I don't care that we've created a multimillion dollar company. If we're in $1 trillion market. Right. So these are the things that drive me. And yeah, those are the things that have happened. And it's crazy to hear you talk about it because I don't stop and like, take stock. I don't check off boxes. I keep thinking about where I need to go. So but this is a nice moment to kind of sit and think like, wow, all those things are happening. Okay. And it's funny, though, that you say it that way because in listening to the podcast, Jason said something in the episode about when people give you your flowers, like you're sitting there like, wait, what? What? Because in the like, you're just moving. You're just moving to the next thing you know you need to do. But then when you hear from the people on the outside watching the accomplishments that you're reaching, you have to stop and like, say, yeah, I did do that, but at the same time not get comfortable there with that I arrived mentality, or I'm okay, or I can slow down because there's more out there for you to accomplish. And I think that's something that Andre, without a doubt, is your biggest strength. You never you never stop and think this is enough because your vision. And I've never sat down and had you tell me in detail your full vision. But I know your vision is for everyone and everything. I don't know the details inside of that, but because your vision is for everyone and everything. Not in not in your house, not in your town, not in Arizona, not in the US. Like literally everyone and everything in the world to be able to bring impact and bring opportunity to absolutely everybody. You don't have the luxury of slowing down and you don't have the desire to either. And before we hopped on here today, you and I had a conversation that I can tell you right now has just changed my life. So I will not let myself get emotional there. But I do say thank you for that. You helped me see something that I need to take the time to see in myself before I can give it to anybody else. So I appreciate that. And that's really the focus of all these things you're doing. They are to touch other people's lives. They are to grow other people's lives. They are to make impact and create change in a way that moves your town, your city, the world forward better than it was before. And that is why. That is why you're having the impact that you have. You are consistently showing up. You're consistently sharing. But most importantly, you're consistently challenging people to become who they're supposed to be. And so, like the last three episodes of the podcast, the reality of leveling up, the importance of your inner circle, and then to start the year you guys talked about what is your word for 2025? So if you guys don't follow. First of all, where can they find the podcast? Andre. So it's on. Uh, well geez, I should know the answer to that question. It's on YouTube universal. Well, unlock your mind. It's on Apple Music. It's on Spotify. So just search it up. Yeah. But I would challenge you guys. This is a podcast you need to watch, not just listen to if you have the opportunity to first of all, you and Jason and all the other guests that you've had on the show are just regular people. It is easy to listen to the messaging you guys offer and think, wow, they're here. I'm here. Right? And that's part of the conversation we just had, is it's easy to to hear something, to read a book and to think somebody is somewhere that you can't be or you aren't and have it maybe hold you back or temper your action. But when you watch this podcast, it's different because you and Jason have a remarkable way of just being who you are. Regular guys. You talk about your mistakes, you talk about your triumphs, and you talk about everything in between. And that's why I challenge people to actually watch it, because, you know, and I think, Andre, you would say this, you're you're you're nobody special. You're a regular guy that has failed and succeeded. And I think that's why it's important that you are sharing this message is because you're just a regular guy, but you have the tools, you have the expertise, and you have the mindset to help other regular people see the real power inside themselves. So I want to ask you, what's your word for 2025? You covered this in the in one of the pods. You did, you did. It's limitless. It's it's completely being limitless. You know, you you talked about some of the things that were done. And then I know at the close of 2024 I know how much still had in the tank. Mhm. Right. Like I know it and I've just got to face the reality like. Yeah there were a lot of things you moved the dial on. But here are some of the areas you slacked on. And how did that impact other people. Right. And I know it might not sound like the biggest thing, but my fitness go off in 2024. Right. And I have this belief of, you know, if somebody's going to look at me, I have to demonstrate discipline. I have to demonstrate. I want I don't want to call it the striving for all I can be. Right. And I'm gonna I'm gonna drop a little knowledge here. What would it have taken right to to have that where it's all packaged right? Literally. What effort would it have taken? And this is how this is all it would have taken. Right. Push ups. Before I get in the shower and after I leave the shower. Right. Yeah. A little bit of portion control right now. I, I know what I was out there doing and for my business, and I understand why I sacrificed my total jiujitsu training, or I don't have the two hours to devote to the gym. What I do have is 30 minutes to go on a walk with my wife, and push ups before and after the shower. That was one area I could have done it. Just picking a landmark position where this is what you do before and after. And that would have been a transforming result. So I think like this. Who would have listened to me if I represented the what they were wanting in the look of a person that didn't write? It's a minor thing, but it's a needle mover. Right. And that's one example of a failure that I'd think about. Like I'm the worst shape in the world, right? Right. Yeah. But my point is, I could have done that better. And if somebody else is doing that better than I am right, then that's my failure. Right. And then why? Like, how is my mindset right? My mindset was was limited, right? It was limited to. We got limited results. Yes. We made more millions of dollars, right? We live in an abundant world. And if there are trillions and if there are billions. Why was my mind thinking about millions? Right. And then. So when I'm looking at them and then the bigger question, the much bigger question, the people around me, how did they elevate for 2024. Right. So I'm going to take that the limited beliefs off and think like if my people are not passing me up, we're not experiencing the same things I'm experiencing, then I'm failing because my message is not, you can do better. My message is you can do whatever you want to do. And when I stop and listen to the goals that the people that I have influence over, they're not talking about. They're talking about things like, I want to retire my parents. I want to get another house in another state. Like I want to create a living environment that is, uh, more conducive to privacy where there's space. Yeah, right. We're talking about big dreams and big goals. And if my people aren't on podcasts just like this talking about how they've accomplished them, then that's my failure, right? So 2025, it's going to be out by the end of 2025. There will be people in my circle talking about that long laundry list that you listed off that they accomplished, right. And you said something earlier, and I'm going to stop here so I can you can ask another question, but I want to talk about it because I thought about it. Okay. What was my purpose. Right. What's my big vision. Yeah, my big vision is this that I'm the type of person that if somebody happens to come around me, that their life gets immediately and measurably better. Right. Just from being around me. That's the purpose. So you filter in whatever that needs to look like underneath and what kind of businesses I need to create. But until that's happening, I will not rest. I will not stop, and I will not feel like I've succeeded. Instead, the little successes along the way are my artificial milepost to remind myself to be grateful to God that he gave me the talent, that he gave me the ability, and to be grateful for myself that I was able to step aside and let God work through me. Right? And that's where I'll find the little bits of joy, and then we'll get back to work. But I do take the time to be grateful and have gratitude there. I love that. And in that statement, you actually said my word for 2025, which is elevate. And that comes from I did a lot of things in 2024. My business shifted the fourth quarter of 2020 for my health, shifted the fourth quarter of 2024. But there's more to do. There's a lot more to do. And elevate for me is not just personal. It's a take everybody around me to the next level for them. And that's that's part of what you and I talked about before this. But that's really that's really the focus for me. Okay. I did get healthier. I changed some things. I, I was so sick and tired of being sick and tired and I, you know, for me it was go to the doctor and figure a couple things out because I could not tap the energy. I knew what I had to do, but I literally my, my some of my tanks were completely empty. And so I took the responsibility and I'm like, here's where I'm at, here's where I'm struggling with what do I you know, I need some help. And then I started taking the actions that I could do beyond that. But there's so much more to do, so much more I want to accomplish. And you and I talked before this, and you talk just now. It's about taking that action. What's the next step and then what's the step beyond that? But it's on me to take each and every one of those steps, right, to make sure I'm moving towards that house in another state, retiring my boyfriend's mom. Right. That was my conversation with you. Having a house that accommodates you also allows for independence and privacy and meets everybody's needs. I have to take the steps that that's my end of 2025. I have to be taking the steps every day, every week, every month to measurably look at that and say, yes, I'm going to hit that because at the end of 2025, there's not another option for me. That has to happen. And I you know, I told you it's like somebody turned on the light for me. And that's why I said I'm grateful for that conversation. It wasn't planned, but it was exactly what I needed. And it happened in the exact right moment. And I'm a believer that that's how everything happens. And, Andre, I do know that when people get around you, I'm a testament that when people get around you, their lives change for the better. What you're trying to do is create an opportunity for everybody that wants to get around you. Maybe they can't sit in the same room. They can. They can follow you on social media, and I'll have you share where they can do that towards the end of the podcast. But they can follow you. They can listen to the content that you're putting out there because it will change their lives. And so I know that's your mission is to get that out there where people can reach it, but it's on everybody that hears this to take that step, right? Absolutely. So I appreciate you sharing that. But yes, I mean, absolutely, the podcast is phenomenal. I love it. I love the environment of it. Y'all. They laugh, they joke around, they give each other a hard time. And I think that's what makes it so much more impactful though. It is real. It is. It is real conversations. Okay, so I want to touch on some of the videos you've had out recently because they impact me. And there are things we talk about. There are things we do in the business. So the first thing I want to talk about is you have a video you shared. I don't know exactly the date, so hopefully you can circle back to all these things I'm about to throw out to you. But you talk about three things you've learned about money. One, it doesn't solve problems. Two, it can't buy you happiness. And three, it only amplifies who you are. Can you absolutely unpack that message a little bit? Yeah I can. So you know what's funny about that? That video is I was talking to my media guys that day before we were recording. Right? Yeah. And, uh, shout out to Lee and Marcus, but they actually asked me, what is it like to be wealthy? Like what? When you first became wealthy, what was it like? Right. And and you're referencing when I looked at, uh, Alex Emojie, if I'm saying his name, her emoji. Uh, I'm Aussie, I'm Aussie, I don't know. But anyway, your reference, I basically was watching what he said and I was going to give my natural impression. I had already told them those three things. Um, before seeing that for seeing his video, because I lived it. Yeah, I actually lived it. The first thing that that happens is you understand how fake money is, right? And the reason we feel like it's really real and, and, and I know probably listeners are the people who are watching are like, well, yeah, because you have it, but I'm going to break it down. So most everyone is going to at 9 to 5. I'm not knocking it 9 to 5. And they're making enough to pay bills which lead. That's our survival. Yeah. Right. And putting a roof over my head and putting mouth or food on the table so I can get it to into me. And I'm trying to just do enough. And I'm struggling every day to do that. So it consumes our minds and we can't. We don't have the luxury or the time to think about how we're feeling, what's going on inside of us. But when you first get wealthy, that's the first moment for most people that they have that time, and then you're left with all the demons inside that are rummaging around, right? And you realize you have time to examine your thoughts, and you realize there's some thoughts in there, like, whose voice is that? That's controlling my actions, right? And for me, it was this I thought I was going to get to this goal, and then everything was going to be joyful and happy. And instead, it was the exact opposite, right? I felt like I had so much to work on. Right. And I just wasn't happy as a human being. And when I was putting my actions in the world, weren't serving my purpose or saying it differently when I'm doing my purpose right. It's aligned with God's purpose, right? And that's what I was left feeling, and all the skills and talents I had learned up until that point. It hit me like, what a waste of effort and time, right? Yeah. And then it brought me to the moment where I could realize, okay, I've gotta build myself up. I gotta figure out what's what. Actually, am I supposed to be doing here? Like, who am I supposed to be impacting? And how is that supposed to happen? Right. And the things that started this very thing is like, I've got to be a man of character. That's the first step to all of this. Yeah. My character needs to be developed where I don't feel sad thinking about it. So I've got to build that up. Once I can become a man of character, I can become a leader in my own family, right where I naturally do things correctly most of the time. And I'm always going to say most of the time, because we're always we're always human, and we're going to always falter in moments, or maybe big moments, Big gaps in time. Yeah, right. But we want to shorten those down. I wanted to shorten mine down. Then once I can be a leader, then I have the capability of being a good father. Being a good husband. Right. And those are the things that matter. And I was left with. Those are the things that are faltering. Right. And then once I can accomplish that, then I embody the principles. Right. And now I can change how I do business. So it's fulfilling for everyone. So the things I'm doing are always good and always serving the public good. And that expansion is is ever expanding, right? Yeah. And then once I do that, I can become a leader. That somebody that someone could blindly follow. Once they became comfortable, if they did that, then they're going to be in a better place, right? Servant leadership and altruistic leadership. Right. And then what I realized is money is fake, but it's a tool that can do a lot of good. That right there. That right there. Money isn't the answer. It's not. You haven't arrived when you have the million dollars or the number. It's not the answer. It's a tool. So I love that. Run with that. Yeah. So it's a tool. The first thing too is you're going to be very fearful, right? Because in order to get, let's just call it $1 million, like everybody's dream to start out is to make $1 million. Yeah. Right. So when you make $1 million, you barely have the mindset to do it. It's the first time you've ever done it. And then once, then the curtain that's going to be pulled back is you don't know how to keep it. You don't know how to grow it. You. I mean, the government is relentless when you make money. Yep. And they will take about 40% of it. If you don't understand what to do next. Yes. Right. Uh, we we're we're a buying culture in the United States. Many people go into a frenzy of buying things they don't need. Right. Which means you can't keep it right. And you start discovering things like that about your character. Right. So those are the things that hit me first. Like, man, I don't know anything. And I'm frightened. You think it would be the other way around where you'd feel empowered? Yeah. But you're frightened. And here's the truth. Can I do this again? That journey to get there was so difficult. Can I repeat it? Right. And that's because your mindset is growing. Of course you can. Right. This was just the first level, right? And if you take the time to figure those things out, like taxes is one of those things. Right. And I'm going to say this and I have a video that I've made about it that's going to come out. But I truly believe this. If you're paying more than 10% to the government, then you're just burning money. Yeah, just burning money for no reason, right? Half of being wealthy is knowing how to keep the wealth. Mhm. Right. And there's a tax code out there that's a recipe book for how to do it. Now I'm not advocating that everybody study tax law or study tax code. I've been formally trained on how to do it. And there's others out there who have. Right. Yep. You've got to get yourself connected to an expert that understands that. Because here's the truth. If you make a million and you're going to give away about 40% of it, then 40% of your time that was spent to earn it, you didn't need to do right. He should have just made a half. Yeah. No, that's exactly right. So I'm going to ask you what the tax code is, because I'm guessing from one of your videos, a couple of your videos already, it's probably on my list. So what's the tax code. What's the tax code. So the the the secret sauce that I've discovered is business ownership. Yep. Business ownership. Right. I advocate that everybody owns a business because once you own a business, it unlocks the recipe book. Right? Yeah. And what I'm just. And I'm not that I don't want to bore everybody to death, right. Because it's very technical, but I will I will summarize it. Right. So what what I've discovered if you own a business, right. Yes. And you leverage another holding company To manage that holding company can do amazing things, right? I'll say a few key words right. You have to know what's a taxable event and not a taxable event. And you can leverage that holding company to do nontaxable event things and re uh, redefine your money back to your own purposes instead of paying tax purposes. Right. We have to understand a little bit of business law. You have to understand finance. Right. And that's where professionals like us come in. Exactly right. And I'm not advocating somebody go out and try and figure all this out. What I am advocating is get around somebody who understands it, let them explain it and break down those principles. But business ownership in nontaxable events like 6001 capital Contributions. Write IRS code 7702. How does money grow? Tax free compound interest for the rest of your life. An understanding that everything is based on debt. A dollar that you have in your hand is a debt note. It's a debt. And how to leverage debt for wealth. Right. And loans are non-taxable. And the people that are at the top understand this. And they create lots of non-taxable events off of the wealth that they're capable of growing. So it has a greater impact. And I'm telling you right now, any business owner that's listening, if you're paying more than 10% in taxes, you should talk to me, right? Because I cracked the code. Because I had to personally for myself. And I am a tax attorney. I am an estate planning attorney. I am an asset protection attorney. I own an investment firm. I own an insurance company, and I own a tax company. And all of them are at the top 1% of strategy, right? And by connecting that way. Right. You make your wealth of meaning. It has fluidity. It has the ability to grow more than you can work. The the idea of knowing how money works, knowing how taxes work. You will make money in your sleep more than you can make in your working hours. And until you're there, right? You don't have freedom. I've been there. I know how to make money off my personal pen. And it takes all the hours that I'm willing to work to do it right. And if you had a choice, the red pill or the blue pill. Right. The red pill. Right. Which one's the good pill in the matrix, I forget. The one that gets you out. I was. Hoping you wouldn't ask me that. Because I. Can't remember either. I know the reference. I've seen them all multiple times, but I can't think. I want. To say everybody. Listening knows the exact pill. And they're rooting for us right now. Yeah. They're like, we hope you take the right one. Take the right. It doesn't matter. Right? Which pill do you want to swallow? The one that takes up and eats all your time, that you can't spend it with your family and loved ones? Or do you want the one that gives you actual financial freedom from the hard work you had to put in, right? Well, let somebody like Natalie show you that. Let somebody like me show you that. Right. And that's the thing, right? And I've been through the personal experience, so I know exactly what it feels like this fear. And it's a legit fear because it is in reality, the federal government are going to act like thieves in the night and take your money if you don't do something. And it's so frightening to most people, and they don't know what to do, and they're not comfortable reaching out because that's how I was. Who would I talk to? Right? How would I know if they were telling me the truth? Right? Yes. It's going to cost some money to do this too, right? You're buying health insurance? That's what I like to think about it. When I have the. When I have the money, when I'm protecting it, it's wealth insurance. When I'm leveraging it to grow, it's health insurance. And it all pays for itself. And that's the beauty of it, right? Your business. That's a valid exemption to protect your wealth. It's a valid exemption to be trained on how to make that money grow for you and your purposes and your business purposes, right? One of my companies is an Inc 5000 company, which means it's in the top 5000. It's actually in the top 100 companies of 2024. And one of the reasons in the major reason is we know how to leverage the gross amount that comes in back to business purposes, that fuels the growth instead of giving it to the government freely and willingly when we don't have to. Right. Now let's jump to the next stage. Right? I think money is a tool to empower the world to do good in the world, and if you don't get their money, will make you sad and more sad. And I will tell you right. I do not get joy just because I have a Lambo in the garage. If I go to the grocery store and it It provides zero joy. I'm going to give you the shortcut. Your dream car, whatever it is. Maybe it's a Ferrari. 1960 1963 split window fastback, fully restored Corvette. That's mine. Okay, you get it, you get in it. I can promise you this. As you're driving down the highway with your hair blowing, right, you're going to be worried about a rock hitting that thing and damaging it. Yeah. Yeah, you're probably right. You're probably right. But here's the ironic thing I want to I want I'm going to interrupt you for a second there, because I know the story of your Lambo, and I know the way that you look at your car is a vehicle that will take you from place A to B. It's not about what it is or how fancy it is. So last night, as I come downstairs from our team call winding down the day my dad and Chris are watching a car show on TV and the guys on the show are at a car show and they come across this Lambo and I started, Chris goes, Man, look at that beautiful car. And I started laughing. And my dad says, why are you laughing at a Lamborghini? And I said, because I know somebody that has one and doesn't think it's anything special, anything more special. I mean, you get that it's a Lambo. You know how much? But you take that Lambo through a regular car wash. That Lamborghini for a period of time was your daily driver. That's the difference between that. Most people who would save forever or put themselves in debt forever to be able to purchase one. It's this price to be had to be protected, to be, you know, it's a status thing. And for you, you could. So you did. And you take it through a $3 car wash when it's dirty. And I that's why I laughed. And my dad was like, he does what? Sorry I had to go there because you mentioned it. So hopefully I didn't totally take you off off topic. No, but that's that's kind of in line with what we're talking about. Right. So what's the purpose of the Lambo. Right. Well, number one I was curious. Mhm. Right. Like what's the hype about. The other thing is I was in a spot of growth and I wanted myself to know that you're doing something different than everyone else. Right. I'm always growing. I've got to strive to push my mindset too. Right. So okay, well, you can afford it. Buy it and drive it. Have it be a daily, constant reminder that you're doing things that other people aren't yet unlocking in themselves to be able to do. Right. And I wanted to see how people are going to react to me. Right. I wanted to see how I'd react to my ego was going to react to me. Right. And I wanted a chance to practice because I knew the next level was loading. Right. And, you know, I will tell you some things that are that absolutely happen when you drive one. You will have video taken of you driving it. People will take pictures. People will stop you and ask you what do you do? Or how do you get that? And other people will just project on you project their hate project. Oh, I never buy something like that. Oh, if I had that money, this is what I would buy. Right. And I wanted to see what all of that looked like so I could practice with it. Right. So I could practice. If somebody did project their hate, I had the practice to give back love to them. Mhm. Right. So I wanted to see what it's like getting video and people saying if they could take a picture so I could separate myself from the vehicle and understand. Has nothing to do with you man. Anybody that would be driving this, they'd be saying that too. Right. And I wanted to have my ego attack me to try and make me think I'm something more special than I am. So I had practice in humility. Right? You know why I took it through the car wash? It wasn't. It's just a piece of metal and machinery. And I could buy another one if it. If I wanted to. Right. Yeah. The reason I took it through the car wash. I wanted people in that car wash to see somebody who looks like me. Pick it through the car wash. I want them to tell that story to everyone. And whenever they stopped and asked me what I did, I wanted to be able to share that with them. But I wanted to share me with them. When I say me, I mean God with them. You have to understand every message that I give is God's Word through me, right? Because I'm in alignment. Right. And I'm and I'm trying to bring people closer to themselves. And I believe everyone's a child of God. Which means if I bring them closer to themselves, they're getting closer to God. Right. And that's the message I wanted to share. Hey, you know what? My first job was construction. When I was in high school. Right. And now what I do is, uh, universal wealth. And it's a concept. It's a company. And it's a concept. Mhm. Right. But I started out right where you're at. And this is where I am by some right and proper steps. Right. That's why I took it through that car wash. Right. Also like it's not in my mind just because you can afford it I'm like, damn, what could a $150 detail do? Or $250 detail? Where can I better make use of those funds? Right. Yeah. Not to say. I don't ever get it detailed, right. It's nice to have things nice and shiny for the right occasions. Right. But I wanted to separate myself. Like I want to create my own rules about this, you know? And here's what I actually found out. every day is not a Lambo day. Right. Yeah. Uh, people drive crazy around you when you drive those things. I don't know, every. Every Subaru, every Celica all of a sudden thinks they can drive faster than they can. You know. That's hilarious. Right? I'm just envisioning it now. Yeah, people. Understood if they actually. I mean, I remember when I, when I, I, I put it I had a Corvette at the time I went to the dealership. I'm like, yeah, I'm sure it'll be faster, but how much faster than a Corvette? Can it be a lot? Oh yeah, a lot. Scary. Fast. Scary. But the point is, what I'm making is it's just a thing. Yeah, and it's a tool. And if I have one. And I drove it as a daily driver. And that makes somebody else want to listen. Great, right? If it stirs up some projection in you and you're thinking all these things that I just talked about, Examine it. Right. I can tell you this. I'm a true person with right intentions, and I just happen to have the car, and then I'll. I'll end on this. It's actually not the smoothest ride in the world. And I like driving my Hellcat Redeye way better. Right? Is it more of who I am? So now I got something that just sits around and I don't know what I'm going to do with it. Probably sell it to challenge my ego. There you go. That's the thing, though. That's that's different about you, Dre. As I listen to all of that and I, I knew, you know, several parts of that story, but what you just said that I hope people caught is that. You didn't buy the Lambo for status. You bought the Lambo, and you drove it everywhere for the opportunity to tell people they could have that, too. Exactly. And that's the difference. A lot of people, they get the money you were talking about, they go on the spending spree, they buy the whatever. I can't even think of the name of the watch, right? That doesn't actually tick. What is it? The I don't know, I know it's not a Timex. The fancy Rolex. Yeah, yeah, the Rolex. Right. They buy the Rolex, they buy the red bottom shoes, they buy the $5,000 purse. They buy the $150,000 car. They buy the 2 million, 4 million,$5 million house for status. Like, look at me. You don't do that. You buy. So you can say. Not in the sense of, look at me. I'm somebody to be idolized or looked up to you or better than you. It's I buy this, and if you come into my world to see it, I'm going to tell you and show you how you can have it, too. That's the difference. It's a tool for you to share with other people what is inside of them, that if they're willing to tap into and they're willing to take action based on it, they can create whatever it is. And maybe none of those pricey things are what they what they ultimately want in the world. But whatever it is they want, they can have it. Exactly. And here's the thing. Like I was listening to you talk about, hey, there are people that watch these cars on TV and say, man, I would like to drive one one day. Mhm. Right. And I wanted to challenge myself. Right. Can you make this just a normal part of your life and see what that's like. That's being curious. Yeah. Right. But it is for that purpose. Right. If I bought the $4 million house. Right. And it is nice. Right. But what I'm thinking about it is this is going to inspire others. It's going to make them level up. Right. And if I can be a humble person. great with all of this stuff. It's going to challenge. I know what the thoughts I had about the wealthy when I was younger. They were evil. They did something evil to get it. They're ripping people off and all that nonsense, which is absolutely not true in most cases. Sometimes it is right. But there are different people that wear these suits. Yeah, right. And for me, it's this idea of I want everyone else to understand if you're around me and you talk to me for any length, you'll see. Hey, he's a developed person. He's taking time to develop himself. And in the same breath, you will see how normal in everyday I am, right? And that's what I try and embody. Because if I can do it, I know everyone can do it. I remember when I was talentless, I remember when I was school was I remember when I was the underdog that wasn't supposed to go anywhere instead of except straight to jail. Right. I remember that. And off of that, I built myself through the power of God into who I am today. And I will continue building it into who I am going to be in the future. Right. But if people take control of their lives and sit and understand this concept, I'm responsible for it. Mhm. Me? Everything that's happening in my life, I have the capability of changing. And they own that. Then you can build yourself into what you're supposed to be to. Yeah. Right. But I am meant to be a driver. I meant to move the needle. I meant to inspire others. That's my purpose. And that's what I live by. I love that. You do absolutely do that. And look, I have a bunch of other things I pulled from videos, and I feel like bringing some of them up would actually backtrack where a conversation went. So I'm not going to do that. What I'm going to say to people is, you know, you you touched on how a business owner, if you're paying more than 10% tax, they need to have a conversation with you. So I'm going to say quickly, if you're listening to this episode, if you want to have a conversation with Andre, you can go to the actual show, the link to the actual show, where you can send in a comment to me that you would like to meet with. Andre will be posted in the show notes, and I can personally get you set up for a conversation with Andre to help answer additional questions. But I'm also going to say if you go follow Andre on social media almost daily, he's posting some kind of tidbit that is a tax help for a business owner. For individuals like you and I. He has a great one out there that's talking about how to protect yourself from taxes when you sell cryptocurrency. I know that also works. If you're selling a business, you're selling a property, you know, to help reduce your tax exposure there. A great video about popcorn and inflation. That might be one of my favorite ones. It was so simple and easy to understand. And I think that's important because people know it's there, but they don't always do the work to get into it. So what I'm saying is go follow Andre, watch these videos because they turn on light bulbs in your mind. They make you ask questions. And I think the biggest failure of all is to believe either the lies that somebody else told you or the lies you tell yourself, I don't deserve it. I can't get where he is. The first step to proving all of those lies wrong is to take action and have a conversation. Ask somebody that's there, how they how they got there, where they started. And like Andre said, it's sitting down with professionals like us to understand exactly where you are today. We do not care about where you are, but if we don't know what that is, we can't help you build to what you want to try and create, to what's really inside of you and the difference in ability. You have to create change and impact other people in this world, most especially your family. And so that's going to be my challenge. Go follow Andre. Get this information. Listen to that podcast. Y'all. It's a very different podcast. My podcast is focused about bringing the topics, the products we work with and things like that. And yes, I do go beyond that with the conversations, but the Unlock Your Mind podcast is truly that helping you to unlock your mind. Think about who you're spending time with. Think about what you're doing on the daily and is it moving you in the direction you want. And Jason and Andre and the guests they have on there will challenge you in that area? I promise you that I have the blessing to be around them. And still those messages will slap me on the face quite often. And that means I need that little slap in the face. They don't punch too hard, but they're great and I appreciate that content. Dre, I appreciate you being here with me today and having this conversation. And again, the conversation that we got to have before I hit record. I'm grateful for that. But I want to ask, where can people follow you with social media? And then what's what's some last thoughts you want to share? Before we end for today? Yeah. Uh, I want to give a shout out to Jason Beauvais, who's my partner in crime. Uh, we're the same, but polar opposite. And that's what I love about square. He's. He's the ying to my yang. Right. And and you're going to find yourself, uh, between, uh, what we both bring to the table. Right. Because he's another example. Someone who does it his way, that's massively successful. Successful and is breaking barriers. right? I want people to become part of our universal wealth concept. Are you universal wealth culture? Right. Like, we teach a lot of stuff, right? But universal wealth. Like join our culture. The other thing you can find me on, uh, IG Andre Pennington. Uh, that's my social media. I've committed to making simple, practical, uh, videos and reels that can help move the needle in someone's life. Right? And that's the idea. Take a very complex concept. Break it down to where someone can understand it and choose to take action on it. Right. And that's the main place to follow me. You kind of listed off all my companies. Follow me there. You can find everything else. But here's the thing. Right? I don't want followers to have followers. Right. My aim is to be able to make an impact that can help change your life, to help change your family's life, right? And that's what our culture is all about, right? So if you feel something and you want to make a change, try starting there. Right. And I can promise you, even if I'm not your cup of tea, it's an action step that will lead you to what you're looking for. Agreed? Agreed. Well, thanks, Dre, for your time again today. Like I said, we talked in the beginning. You sleep just that little bit. And so I appreciate you dedicating some time to me and and the podcast today and our listeners, I want to thank everybody who's listening that joined us for this conversation today. I'm your host, Natalie Kime. I look forward to continuing to bring you amazing content each week that will educate you, support you, and most importantly, help you to find financial freedom. So until next week, take care and stay safe.