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Pumpkin Spice and Protection: Why Life Insurance Matters Year Round

Natalie Kime Episode 73

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If something happened to you tomorrow, would your family be financially okay? In this episode of Chat with Nat, I pull back the curtain on life insurance—what it is, how it works, and why it’s more affordable than most people think. I share my own story about my parents’ lack of coverage, the lessons I’ve learned as a financial professional, and how you can protect your family today.

We cover the different types of life insurance (term, whole, IUL, and final expense), the game-changing role of living benefits, and practical steps like reviewing your beneficiaries. And in true Nat fashion, we wrap with a hot take—why pumpkin spice should not be seasonal and how that lesson applies to financial planning.

This episode will leave you informed, inspired, and ready to take action.

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